Personal Loans

Following your dreams and funding your needs is a whole lot easier with a First Bank personal loan. Here, we offer two types — secured and unsecured — coupled with a quick application process and lenders that stay with you from beginning to end.

First Bank Benefits

  • Flexible repayment terms
  • Discount for automatic payments from a First Bank account
  • No prepayment penalty

What’s a Secured Loan?

With a Secured Loan, you can use something of value, such as a vehicle or savings account, as collateral for the financing you seek. The value of your collateral along with your income, ability to repay, and credit worthiness are all factors in determining the loan amount you qualify for. This loan is available with typically lower rates than that of an unsecured loan.

What’s an Unsecured Loan?

With an Unsecured Loan, you can receive fixed-rate financing based solely on your income, ability to repay, and credit worthiness (no collateral is required). Repayment terms for this loan are typically shorter than that of a secured loan.

Subject to credit approval

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