Andy has over 36 years of experience in commercial community banking including senior level positions in business development, commercial lending, credit administration, corporate development, and operations. He is a University of Virginia graduate and is actively engaged with the Virginia Bankers Association. Andy’s community involvement includes organizations such as the Juvenile Diabetes Research Foundation, the Goochland Free Clinic & Family Services Foundation, the Science Museum Foundation, Kiwanis, and the Richmond Association of Business Economics.

I work hard to deliver … products and services that are more than just a banking transaction; it’s having a partner that takes the time to understand your business, life, and situation that makes a real difference.

Angel has 44 years of banking experience focused on business development and commercial lending. He is a graduate of the Virginia Bankers School of Bank Management, studied commercial lending at East Carolina University, real estate lending at Fairfield University, and completed various other commercial lending seminars. His involvement in the community includes serving and volunteering for the Hospice of the Shenandoah, Staunton Historic Foundation, the Shenandoah Valley Kiwanis Club., the R.R. Smith Foundation, and many more.

I work hard to deliver... long term successful client relationships. I get to know my customers business goals as well as personal goals. By creating goals, you create a path for a journey. Partnerships aid in the success of any given journey. I believe all business success can be attributed to successful partnerships.

Kevin uses his education, thirteen years as a business owner, and twelve years of local banking and to help businesses achieve desired results.

Kevin is currently on the United Way of Greater Augusta Board, Officer in Rockingham County Rotary, a Development Committee Member for the Shenandoah Valley Partnership, and a member of Covenant Presbyterian Church. Kevin also volunteers and supports many other worthy causes in the Shenandoah Valley.

I work hard to deliver ... an experience that provides personal service for our customers by getting to know their business needs and becoming their partner and advocate throughout the process.

Susan has almost 30 years of experience in the industry. Her expertise is in commercial lending, consumer lending, commercial mortgage lending, construction, small business lending including lines of credit, residential development, investment property lending, management, business development, and auditing. She earned an Associate of Applied Science Degree in Business Technology, with a major in management from Lord Fairfax Community College. She also completed studies in commercial lending and commercial mortgage lending at East Carolina University and has taken many other industry related courses. Susan is active in the community including the Front Royal Rotary Club, the JDRF Walk to Cure Juvenile Diabetes, United Way Day of Caring, Core Dynamics, and many more.

With over 31 years of banking experience, Bob brings a wealth of knowledge to First Bank. He is a proven committed community leader, as well as a trusted advisor to his clients. He is a graduate of the University of Virginia, where he earned his bachelor’s degree in economics, and a graduate of the Virginia Bankers Association School of Bank Management at the University of Virginia. As a lifelong resident of Richmond, Virginia, Bob is very active in the community. He is a former Director of the Ronald McDonald House, the former Vice Chairman of the Salvation Army Boys and Girls Club, former Chairman of the Virginia Association of Community Banks and is a current member of the Board of Trustees for St. Joseph’s Villa.