With 31 years of banking experience, Cyndie has experience and expertise in small business lending, commercial lending, residential development and construction, and rental investment property lending. She has a B.A. from Shenandoah University, and attended the Louisiana State Graduate School of Banking. She is also a graduate of the West Virginia Bankers School of Bank Management. Cyndie’s involvement in the community includes organizations such as Habitat for Humanity, United Way, Lions Club, and Society for the Prevention of Cruelty to Animals.

Paul has 30 years of experience and expertise in Commercial and Investment Real Estate lending and business development. He has a B.S. in Business Administration from Longwood College, and is a graduate of the Virginia Bankers School of Bank Management. His community involvement includes being a member and volunteer for the Valley Mission and the Emmanuel Episcopal Church.

Andy has over 36 years of experience in commercial community banking including senior level positions in business development, commercial lending, credit administration, corporate development, and operations. He is a University of Virginia graduate and is actively engaged with the Virginia Bankers Association. Andy’s community involvement includes organizations such as the Juvenile Diabetes Research Foundation, the Goochland Free Clinic & Family Services Foundation, the Science Museum Foundation, Kiwanis, and the Richmond Association of Business Economics.

Angel has 44 years of banking experience focused on business development and commercial lending. He is a graduate of the Virginia Bankers School of Bank Management, studied commercial lending at East Carolina University, real estate lending at Fairfield University, and completed various other commercial lending seminars. His involvement in the community includes serving and volunteering for the Hospice of the Shenandoah, Staunton Historic Foundation, the Shenandoah Valley Kiwanis Club., the R.R. Smith Foundation, and many more.

Susan has almost 30 years of experience in the industry. Her expertise is in commercial lending, consumer lending, commercial mortgage lending, construction, small business lending including lines of credit, residential development, investment property lending, management, business development, and auditing. She earned an Associate of Applied Science Degree in Business Technology, with a major in management from Lord Fairfax Community College. She also completed studies in commercial lending and commercial mortgage lending at East Carolina University and has taken many other industry related courses. Susan is active in the community including the Front Royal Rotary Club, the JDRF Walk to Cure Juvenile Diabetes, United Way Day of Caring, Core Dynamics, and many more.

Matt has over 18 years of experience in all areas of commercial and retail banking. He has a B.S. in Business Administration and a B.S. in Economics from Longwood University and is also a graduate of the Virginia Bankers Association’s School of Bank Management. Matt remains very active in the community including serving as a member of Longwood University College of Business and Economics Advisory Board, the Chairperson of Resources for Independent Living, a Board Member for the Central Virginia Resource Corporation, and is a baseball coach with the Glen Allen Youth Athletic Association and Rockit Sports. He lives in Richmond with his two children and enjoys serving in the Worship ministry of Gayton Baptist Church as a musician and vocalist and spending time on the golf course.

Kathryn attended Virginia Tech, where she earned a B.S. in Dairy Science. She has experience in commercial agricultural lending. She currently resides in Staunton, but grew up on a family dairy farm in Vermont. Kathryn is very involved in the community including the Augusta Young Professionals Group, active in the Chamber, Augusta County Young Farmers Group, local 4-H and local FFA groups.

Todd has over 30 years of banking experience in the Roanoke Valley Region, including leadership and production roles with several regional and local banks. He maintains deep relationships with commercial customers throughout the region with a focus on responsive, high-quality service. Todd has a B.S. in Finance from James Madison University and a Masters in Business Administration from Virginia Tech. Todd continues to serve the community on a number of non-profit and municipal boards and commissions.