I work hard to deliver... products and service that make the customer feel understood and appreciated.

Paul has 30 years of experience and expertise in Commercial and Investment Real Estate lending and business development. He has a B.S. in Business Administration from Longwood College, and is a graduate of the Virginia Bankers School of Bank Management. His community involvement includes being a member and volunteer for the Valley Mission and the Emmanuel Episcopal Church.

Andy has over 36 years of experience in commercial community banking including senior level positions in business development, commercial lending, credit administration, corporate development, and operations. He is a University of Virginia graduate and is actively engaged with the Virginia Bankers Association. Andy’s community involvement includes organizations such as the Juvenile Diabetes Research Foundation, the Goochland Free Clinic & Family Services Foundation, the Science Museum Foundation, Kiwanis, and the Richmond Association of Business Economics.

Matt has over 17 years of experience in banking. He has a B.S. in Business Administration and Economics from Longwood University. He is also a graduate of the Virginia Bankers Association’s School of Bank Management. Matt is very active in the community including board member of Longwood University College of Business and Economics, Chamber RVA board member, Henrico Cabinet Member Richmond Golf Association, member of the Glen Allen Youth Athletic Association, & Baseball Coach for Rockit Sports.

I work hard to deliver … products and services that are more than just a banking transaction; it’s having a partner that takes the time to understand your business, life, and situation that makes a real difference.

Angel has 44 years of banking experience focused on business development and commercial lending. He is a graduate of the Virginia Bankers School of Bank Management, studied commercial lending at East Carolina University, real estate lending at Fairfield University, and completed various other commercial lending seminars. His involvement in the community includes serving and volunteering for the Hospice of the Shenandoah, Staunton Historic Foundation, the Shenandoah Valley Kiwanis Club., the R.R. Smith Foundation, and many more.

I work hard to deliver ... an experience that provides personal service for our customers by getting to know their business needs and becoming their partner and advocate throughout the process.

Susan has almost 30 years of experience in the industry. Her expertise is in commercial lending, consumer lending, commercial mortgage lending, construction, small business lending including lines of credit, residential development, investment property lending, management, business development, and auditing. She earned an Associate of Applied Science Degree in Business Technology, with a major in management from Lord Fairfax Community College. She also completed studies in commercial lending and commercial mortgage lending at East Carolina University and has taken many other industry related courses. Susan is active in the community including the Front Royal Rotary Club, the JDRF Walk to Cure Juvenile Diabetes, United Way Day of Caring, Core Dynamics, and many more.

Kathryn attended Virginia Tech, where she earned a B.S. in Dairy Science. She has experience in commercial agricultural lending. She currently resides in Staunton, but grew up on a family dairy farm in Vermont. Kathryn is very involved in the community including the Augusta Young Professionals Group, active in the Chamber, Augusta County Young Farmers Group, local 4-H and local FFA groups.