I work hard to deliver... an easy and understandable home buying process. Every customer comes to me with a different situation and I do whatever I can to make it stress-free.

With 34 years of banking experience, Tim brings to his customers mortgage lending expertise in Conventional loans, Veterans Affairs (VA) loans, USDA Rural Development Guaranteed Housing loans, and First-time Homebuyers Association loans and Portfolio Products. His community involvement includes being a member and past President of Woodstock Lions Club, and past board member of the Shenandoah County Community Health Clinic.

I work hard to deliver... financial success. The best days are when I know I’m doing what’s right for the customer and I’ve been successful at helping them get the loan they need.

Greg has 40 years of experience in banking, with 14 of those years in mortgage, personal and home equity lending. His expertise is in consumer lending, including residential mortgage and home equity loans and lines of credit. He likes to stay involved in the community by donating and volunteering for numerous local fundraisers and civic organizations.

I work hard to deliver... a solution that’s right for that particular customer. I am there to help the customer every step of the way, but the best part is the day they get the keys to their home!

With 30 years of banking and mortgage experience, Joyce has the expertise to help customers find the home financing solution that best fits their needs. She has an Associate degree from Lord Fairfax Community College (LFCC) and stays involved in the community. Joyce has volunteered for the Laurel Center, the United Way, First Bank community events, and is an active member of Abundant Life Church.